About SA Passive Income

Empowering South Africans to achieve financial freedom through strategic passive income investments

Our Story

SA Passive Income was founded in 2015 by a group of experienced financial professionals who recognized a significant gap in the South African investment landscape. After witnessing countless individuals struggle with complex investment strategies and poor financial guidance, we decided to create a platform that would democratize access to quality investment education and professional portfolio management.

Our journey began in a small office in Sandton, where our founders combined their decades of experience in JSE trading, portfolio management, and financial planning. What started as informal investment clubs and weekend workshops quickly grew into a comprehensive investment advisory service that has helped over 2,500 South Africans build sustainable passive income streams.

Over the years, we have navigated through various market conditions including the 2018 emerging market volatility, the COVID-19 pandemic impact on markets, and the ongoing energy crisis. These experiences have strengthened our investment philosophy and refined our risk management strategies, making us better equipped to protect and grow our clients' wealth regardless of market conditions.

Today, SA Passive Income manages over R850 million in client assets and continues to be at the forefront of innovative investment strategies tailored specifically for the South African market. We pride ourselves on our transparent approach, educational focus, and commitment to helping every South African achieve financial independence through smart investing.

Our Mission & Values

Our Mission

To empower every South African with the knowledge, tools, and professional guidance needed to build sustainable wealth through strategic passive income investments, ultimately achieving financial freedom and security for themselves and their families.

Transparency

We believe in complete transparency in all our investment strategies, fees, and communication with clients. No hidden costs, no complex jargon - just honest, straightforward guidance.

Education First

We prioritize educating our clients about investment principles, market dynamics, and risk management, empowering them to make informed decisions about their financial future.

Local Expertise

Our deep understanding of South African markets, regulations, and economic conditions enables us to provide investment strategies specifically tailored for local investors.

Long-term Focus

We focus on building sustainable, long-term wealth rather than chasing short-term gains, ensuring our clients' financial security for decades to come.

Meet Our Expert Team

Thabo Mthembu CEO and Lead Investment Strategist

Thabo Mthembu

CEO & Lead Investment Strategist

With over 18 years of experience in South African financial markets, Thabo holds a Master's in Finance from Wits University and is a CFA charterholder. He previously managed portfolios at one of SA's largest asset management companies before founding SA Passive Income. Thabo specializes in JSE equity analysis and dividend growth strategies.

Sarah van der Merwe Senior Portfolio Manager

Sarah van der Merwe

Senior Portfolio Manager

Sarah brings 14 years of institutional investment experience to our team. She holds a BCom Hons in Investment Management from UCT and specializes in fixed-income securities and REIT investments. Her expertise in risk management and asset allocation has been instrumental in protecting client portfolios during volatile market periods.

Raj Patel Quantitative Analyst and Risk Manager

Raj Patel

Quantitative Analyst & Risk Manager

Raj holds a PhD in Financial Mathematics from the University of Pretoria and has 12 years of experience in quantitative finance. He develops our proprietary risk models and portfolio optimization algorithms. His background includes work with major South African banks and asset managers, bringing institutional-level analytics to our clients.

Nomsa Ndaba Client Relations Director

Nomsa Ndaba

Client Relations Director

Nomsa leads our client education and relationship management initiatives. With a background in financial planning and 10 years in client services, she ensures every client receives personalized attention and comprehensive investment education. She holds CFP certification and is passionate about financial literacy in South African communities.

Our Achievements

2,500+

Satisfied Clients

Successfully helped over 2,500 South Africans build passive income portfolios

R850M

Assets Under Management

Trusted with managing over R850 million in client investments

12.8%

Average Annual Returns

Delivered consistent average returns of 12.8% annually over the past 5 years

9

Years of Excellence

Nine years of proven track record in South African investment markets

95%

Client Retention Rate

Exceptional 95% client retention rate demonstrating trust and satisfaction

150+

Educational Webinars

Conducted over 150 educational webinars reaching thousands of South Africans

What Our Clients Say

"SA Passive Income transformed my financial future. Their education-first approach helped me understand investments, and their portfolio management has generated consistent returns. In three years, my passive income has grown from R2,000 to R15,000 per month. I finally feel confident about my retirement planning."

Marcus Johnson testimonial client photo
Marcus Johnson
Engineering Manager, Cape Town

"As a teacher, I never thought I could build significant wealth. SA Passive Income's team educated me about JSE investments and REITs. Their patient guidance and transparent approach gave me confidence to start investing. After two years, my portfolio has grown by 28%, and I'm on track to achieve financial independence."

Priya Sharma testimonial client photo
Priya Sharma
High School Teacher, Durban

"The team at SA Passive Income understood my risk tolerance and created a diversified portfolio perfectly suited to my needs. Their quarterly reviews and market insights keep me informed, and their performance has exceeded my expectations. My dividend income now covers my monthly expenses."

Elizabeth Kotze testimonial client photo
Elizabeth Kotzé
Small Business Owner, Pretoria

Ready to Start Your Passive Income Journey?

Join thousands of South Africans who have already started building their financial freedom with our expert guidance. Schedule a free consultation today and discover how we can help you achieve your investment goals.